Monday, March 16, 2015

Paulding County Lawyer Helps Car Accident Victims Understand Insurance Settlements

Paulding County Lawyer Helps Car Accident Victims Understand Insurance Settlements

By Griselda Zerna Albao


Being hurt in an automobile accident does not put anyone in a clear state of mind. Most realize they cannot leave the scene and they must exchange information regarding insurance coverage. However, decisions that determine how high a settlement or court award may be are better handled with the help of a Paulding County Auto Accident attorney before any papers are signed.

Collect names of any witnesses. Obtain a copy of the police report. If the other drivers insurance company does not get in touch with yours, take the initiative and contact the other company yourself.

Save any doctor or hospital records relating to the accident. Do not offer your conclusions to an insurance adjuster. Above all, do not allow anyone to convince you to make a statement on audio or video.

Take the time to interview several personal injury lawyers to choose one you feel comfortable with. Most offer a free half hour consultation with prospective clients. On your own, the insurance jargon may be confusing and you may negatively affect your settlement.

An attorney who spent seven years acquiring a post-secondary school education will. For example, if you are asked to subrogate your rights, you are substituting your own rights to another person. If you have immediate medical expenses, Med Pay is a separate insurance coverage to help while waiting for a settlement.

A lawyer can explain all that and help file papers to work towards a substantial settlement to compensate you for pain and suffering in addition to car repairs. Often a settlement amount can be agreed to without going through a courtroom trial. An attorney is essential.

What you pay the attorney is based on a percentage of any money he or she wins for you. It can amount to a lot. Remember though, without his or her help, there would be no money at all or an insignificant amount from an insurance adjuster. The lawyer is worth the thirty-three to forty percent that is the usual fee.




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