Wednesday, June 3, 2015

In Michigan Restoration Services Brought Help For Flooded Property Owners

In Michigan Restoration Services Brought Help For Flooded Property Owners

By Jon Samuelson


When a flood occurred the basements of homes were subject to damage. Some homeowners had luxurious recreation rooms with plush carpeting and electronic equipment. The water damage Rochester Hills property owners had experienced required professional restoration services.

A flood is damaging in so many ways. A basement recreation room may contain a home theater system, stereo equipment or electronic games. They are ruined if submerged for even a brief length of time. The average homeowner does not realize that not all floods are covered under the typical insurance policy.

Aside from inclement weather, damage can be caused by other things. One is a broken water line, a wash machine that is dysfunctional or a sump pump that is not working properly. A minor leak may only show up as spots on a wall. They can grow larger if there is flooding in the wall.

Some insurance policies must have extra coverage added for flood situations. It might add to the cost of the premiums. There is drain and sewer coverage available. The extra charges are money well spent when a basement is filled with sewage.

There are three categories that can cause minor to major damage a home. One is clean and can result when a supply line is broken. This can occur on the first or second floor as well as in the basement. A dishwasher or sink might overflow and cause minor problems.

There are three kinds of water that harm property. The first is clean and due to one of the supply lines being broken. Some examples are the dishwasher, sink overflow or other appliances that are out of order.

The gray type is contaminated by biological, physical or chemical substances. It is found in the leak from a toilet containing urine, a leaking sump pump or a discharge from the dishwasher. It carries micro-organisms.

A clean flood will allow some property to be salvaged. Carpeting may be saved if the flooding happened less than two days ago. This will require time and effort, but it is worth it if the carpet was expensive. If left wet for more than two days, saving it will be impossible.

The presence of raw sewage is a definite hazard to anyone living in the house. It may require more work than an inexperienced person can provide. Calling in a professional Fire and Water Restoration company is the best way to handle the clean-up.

The homeowner can handle a situation inside the home when small spots appear on a wall. It is best to check for flooding inside the walls. Mold may be developing and that is always a health hazard that must be eradicated.

Mold can be detrimental to the health of the entire family, their pets and even visitors. An expert should be brought in to assess the damage. Homeowners insurance policies are intended to cover such damages. Your insurance agent can advise you as to what exactly is covered by your policy before a situation develops.




About the Author:



Share This

No comments:

Post a Comment

Designed By Blogger Templates